More than you think. That is the simple answer, and it is worth knowing before you leave the funeral home or contact your county's vital records office.
Most people order five or six and then spend the next several months requesting more, each time navigating a slow and frustrating process. The better approach is to order fifteen to twenty certified copies from the start. They typically cost between ten and twenty-five dollars each depending on your state — yes, it adds up, but less than the time and effort of repeated reordering.
Here is who will ask for an original certified copy:
Each financial institution where he held an account. Banks, investment accounts, retirement accounts — each one typically requires its own certified copy, not a photocopy.
Life insurance companies. Each carrier requires one. If he had multiple policies — employer-provided, individual, AARP — that is one per carrier.
Social Security Administration, when you file for survivor benefits.
The pension provider, if applicable.
The probate court, if his estate goes through probate.
The DMV, to transfer vehicle titles.
The county recorder or title company, to transfer real estate.
Any creditor that needs to be notified of the death.
The Veterans Administration, if he served.
The passport office, if you are canceling his passport.
That list alone can easily reach ten to twelve institutions — and unexpected requests have a way of appearing months later when you thought you were done.
**A practical note:** Keep certified copies in a clearly labeled folder. Make photocopies of each one for your own records — many institutions will accept a photocopy for informational purposes even when they require an original for official processing.
**If you need more later:** Contact the funeral home within the first few weeks — they typically can reorder on your behalf more efficiently than going directly to vital records. After a certain period, you will need to contact your state's department of vital records directly, which involves a written request and proof of relationship.
Order enough the first time. It is one of the small kindnesses you can do for your future self.
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